This is the final post in my series explaining the step by step process of buying a home in the Dayton, Ohio area. I wrote this series because many first time home buyers do not know where to start when it comes to buying a house and can become overwhelmed by the process. I also wrote this series because, while many buyers have an idea of what kind of house they would like to live in, they are completely unprepared for the loan process or the period in between making an offer, and closing on the home. If you require assistance then contact a real estate agent today.
Over the course of this series, I have broken down the steps of buying a new home in the Dayton area, so that new buyers understand the process they are about to embark on. Topics I have covered include:
- How to get pre approved before the housing search begins
- What to consider when hiring a real estate agent
- Issues a buyer should consider when looking for a house
- What to know about making an offer on your dream home
- What a buyer should know about the loan underwriting process
- What a buyer needs to know before the closing date
It is important for new buyers in the Dayton area to have a general idea about how the real estate process works before they begin their housing search. For most people, a house is the largest purchase they will ever make. Because a house is such a large investment, it is important for buyers to educate themselves with regards to if they are getting a fair price, a reasonable interest rate, will have a sustainable payment they can afford, and how to protect their investment from unforeseen legal issues in the future.
Throughout the course of this series, I have provided information to help buyers find a team of people that they are comfortable with, and who can assist them successfully through their journey. Working with a knowledgeable realtor, a loan officer who will answer all questions, a housing inspector who will provide you a thorough report, and a title company you can trust, are all important pieces in having a smooth buying process. Throughout the home buying process, it is important for savvy buyers to ask questions and seek clarity if something does not make sense. It is my hope that this series has provided the information necessary for buyers to feel comfortable and prepared to make informed decisions and find the home of their dreams.
Contact me today to speak with a Dayton realtor. I also service Beavercreek, Centerville, Clayton, Englewood, Oakwood, Fairborn, Harrison Township, Huber Heights, Kettering, Miami Township, Miamisburg, Riverside, Springboro, Trotwood, Vandalia, Washington Township, West Carrollton, and Xenia.